Terms of Use

Please read these Terms of Use carefully before using this website.

These Terms of Use govern your access to and use of the website located at www.praxisteward.com (the "Website"), which is owned and operated by Martina Accountants B.V., doing business as Praxisteward ("Praxisteward", "we", "us", or "our").

By accessing, browsing, or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with these Terms of Use, you must discontinue use of the Website immediately.

We reserve the right to amend, modify, or update these Terms of Use at any time without prior notice. Any revised Terms of Use will become effective upon publication on this Website. Your continued use of the Website following such publication constitutes acceptance of the revised Terms of Use.

Praxisteward is the trade name of Martina Accountants B.V., a professional services firm providing advisory and consulting services in areas including:

• Finance and Treasury Management
• Governance, Risk and Compliance (GRC)
• Risk Management
• Regulatory Compliance
• Finance Transformation
• Audit Readiness and Support
• Accounting Advisory
• Performance Management
• Enterprise Efficiency and Cost Management

The content provided on this Website is intended solely for general informational purposes and does not constitute professional, legal, accounting, tax, financial, investment, compliance, or other professional advice.

No client relationship is created solely through access to or use of this Website.

Unless otherwise stated, all content available on this Website, including but not limited to:

• Text
• Reports
• Articles
• Publications
• White papers
• Graphics
• Logos
• Designs
• Images
• Videos
• Software
• Layouts
• Trademarks

is owned by Praxisteward or its licensors and is protected under applicable copyright, trademark, intellectual property, and other laws.

You are granted a limited, revocable, non-exclusive, non-transferable license to:

• Access the Website;
• View Website content;
• Download or print reasonable portions of Website content for your personal or internal business use only.

Any such use must preserve all copyright, trademark, proprietary notices, and attributions.

You may not:

• Modify Website content;
• Reproduce content for commercial purposes;
• Republish Website content;
• Distribute content to third parties;
• Create derivative works;
• Reverse engineer Website technology;
• Use content for marketing purposes without prior written permission.

Any unauthorized use may violate applicable intellectual property laws and may result in legal action.

"Praxisteward," the Praxisteward logo, branding elements, service names, slogans, designs, and all associated marks displayed on this Website are proprietary intellectual property of Martina Accountants B.V. unless otherwise indicated.

Nothing contained in these Terms of Use or on this Website grants any right, title, license, or interest in any intellectual property belonging to Praxisteward.

Third-party trademarks appearing on this Website remain the property of their respective owners and are used solely for identification purposes.

Any information, comments, suggestions, feedback, ideas, or materials submitted through this Website become the property of Praxisteward unless otherwise agreed in writing.

By submitting information through this Website, you grant Praxisteward a perpetual, worldwide, royalty-free right to use, reproduce, modify, publish, and incorporate such submissions for lawful business purposes.

You should not submit confidential, proprietary, or sensitive information through the Website unless specifically requested and protected through appropriate confidentiality arrangements.

Your use of this Website is also governed by our Privacy Notice.

Please review our Privacy Notice to understand how we collect, process, use, store, and protect personal information.

You agree not to:

• Violate any applicable law or regulation;
• Interfere with Website functionality;
• Attempt unauthorized access to systems or networks;
• Introduce malware, viruses, or harmful code;
• Harvest or collect information about other users;
• Use automated tools to scrape Website content;
• Engage in activities that impair Website performance or security.

We reserve the right to suspend or terminate access to any user engaging in prohibited conduct.

This Website may contain links to third-party websites, services, resources, or platforms.

These links are provided solely for convenience and informational purposes.

Praxisteward does not control, endorse, verify, monitor, or assume responsibility for:

• Third-party content;
• Website availability;
• Security practices;
• Privacy practices;
• Accuracy of information.

Accessing third-party websites is entirely at your own risk.

The information contained on this Website is provided solely for general informational purposes.

While we strive to keep information accurate and current, Website content should not be relied upon as professional advice or a substitute for obtaining professional advice tailored to your specific circumstances.

Before making decisions relating to accounting, finance, taxation, compliance, governance, risk management, investments, business strategy, or legal matters, you should seek advice from appropriately qualified professionals.

No content on this Website creates a professional-client relationship between you and Praxisteward.

This Website and all content are provided on an "as is" and "as available" basis.

To the fullest extent permitted by law, Praxisteward expressly disclaims all warranties, whether express, implied, statutory, or otherwise, including but not limited to:

• Merchantability;
• Fitness for a particular purpose;
• Accuracy;
• Completeness;
• Non-infringement;
• Availability;
• Security;
• Freedom from viruses or malicious code.

We do not guarantee that:

• The Website will be uninterrupted;
• The Website will be error-free;
• Defects will be corrected;
• The Website or servers are free from harmful components.

To the fullest extent permitted by applicable law, Praxisteward, its directors, officers, employees, contractors, affiliates, agents, and representatives shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to:

• Use of the Website;
• Inability to use the Website;
• Reliance on Website content;
• Errors or omissions in Website content;
• Website interruptions;
• Security breaches;
• Virus infections;
• Loss of profits;
• Loss of business opportunities;
• Loss of data.

This limitation applies regardless of the legal theory upon which any claim is based, including contract, tort, negligence, strict liability, statute, or otherwise.

You agree to indemnify, defend, and hold harmless Praxisteward, its directors, officers, employees, contractors, affiliates, and agents from and against any claims, losses, liabilities, damages, costs, and expenses arising out of:

• Your use of the Website;
• Your violation of these Terms of Use;
• Your violation of applicable laws or regulations;
• Your infringement of any third-party rights.

Praxisteward reserves the right, at its sole discretion and without notice, to restrict, suspend, or terminate your access to the Website if we believe you have violated these Terms of Use or applicable law.

Such suspension or termination shall not affect any rights or remedies available to Praxisteward.

If any provision of these Terms of Use is found to be invalid, unlawful, or unenforceable, that provision shall be enforced to the maximum extent permitted by law, and the remaining provisions shall remain in full force and effect.

These Terms of Use shall be governed by and construed in accordance with the laws of Curaçao, without regard to conflict of law principles.

Any dispute, claim, or controversy arising out of or relating to these Terms of Use or your use of the Website shall be submitted exclusively to the competent courts of Curaçao.

You hereby irrevocably submit to the jurisdiction of the courts of Curaçao for the resolution of any such dispute.

For questions regarding these Terms of Use, please contact: